Damage caused by breakdowns, wear & tear
Loss or damage caused when driving under the influence of alcohol or with no or invalid driving license.
Loss caused by civil war or war
Claims arising out of contractual liability
This policy comes under the “Motor Policy” umbrella and offers coverage for all types of vehicles including private cars, commercial vehicles and vehicles in garages and showrooms.
The covers are categorized into liability only and package policy which makes it even more extensive.
No-Claim discounts are offered upon policy renewal and ranges from 20% to 50% which will help the policyholder save on the premium amount.
The New India Assurance also offers add-on covers on payment of extra premium.
Policyholders are guaranteed a hassle-free claims process. Also, they can renew the policy online.